Virtual Terminal & Online Payment Gateway

Accept payments online or over the phone with a built-in virtual terminal and gateway — no separate hardware required.

Common Challenges

  • Accepting phone orders requires a separate terminal setup that ties up counter space
  • Managing recurring clients means re-entering card data manually every billing cycle
  • Shopping cart and accounting integrations break when gateways don't support open APIs
  • B2B card transactions get downgraded to expensive non-qualified rates without Level 2/3 data

How We Help

MX Merchant Virtual Terminal

Built into every PSI account, MX Merchant includes a full virtual terminal with robust reporting, advanced notifications, customer management, and a free mobile app. Accept invoices, set up recurring billing, and handle B2B payments from one login.

PSI Gateway — QuickBooks Sync & Open API

The PSI Gateway syncs with QuickBooks for automatic accounting integration, supports Level 3 line-item B2B data, generates simple payment buttons for your website, and connects with a wide range of shopping carts through an open API.

Authorize.net Integration

Process website payments, manage a virtual terminal, and accept cards from a smartphone or tablet through Authorize.net. Features include automatic recurring payments, secure card-data storage, automatic expired-card updating, and more.

MX Invoice & Recurring Billing App

Send and receive invoices, create reusable invoice templates, and schedule recurring payments — all for an additional $10/month. Customers get email invoice requests; you get email and text notifications for payments, declines, and chargebacks.

MX B2B App — Level 2 & 3 Processing

For $20/month, the MX B2B app automatically appends Level 2 and Level 3 data to every transaction, qualifying corporate and purchasing cards at lower interchange rates that can save hundreds or thousands of dollars per month.

B2B Interchange Optimization

PSI reviews your processing statements to identify interchange reduction opportunities and hidden fees from your current provider. Our Interchange Optimization approach helps you qualify for the best available rates on business-to-business card transactions.

Compatible Equipment

See what you could save on processing

A PSI specialist will review your current processing costs at no charge.