Transparent Pricing
Custom Quotes — No Public Rate Lists
Every business is different. PSI builds a custom interchange-plus quote for your transaction volume, card mix, and industry. No tiered pricing, no hidden fees — just a clear number tailored to you.
Why We Quote Rather Than Post Rates
Interchange rates are set by Visa and Mastercard and vary by card type, transaction type, and industry. A rate list that looks cheap on paper can be misleading. PSI analyzes your actual processing statements and gives you a real number — not a teaser rate.
Pricing by Business Type
Retail
Straightforward in-store card acceptance with transparent interchange-plus pricing and no hidden fees.
- Interchange-plus pricing — our margin clearly disclosed
- No annual fees, monthly minimums, or early termination fees
- No PCI compliance fees, batch fees, or AVS fees
- Free access to MX Merchant virtual terminal and mobile app
- Low, fair terminal pricing with no long-term leasing
- Next-day funding for card-present transactions
- Free cost analysis against your current processor before you sign
Restaurant
Built for full-service and quick-service restaurants — tip adjustments, split checks, and fast settlement.
- Interchange-plus pricing tailored to restaurant card mix
- Tip-adjustment support after authorization
- No annual fees, monthly minimums, or early termination fees
- No PCI compliance fees or IRS/regulatory fees
- Free MX Merchant portal with reporting and virtual terminal
- Next-day funding for card-present batches settled by 7 pm ET
- Free cost analysis before you commit
Virtual / Online
Card-not-present and e-commerce processing with fraud tools and a robust virtual terminal — no storefront required.
- Interchange-plus pricing for card-not-present transactions
- Free virtual terminal included on every account
- No annual fees, no monthly minimums, no early termination fees
- No AVS fees or gross funding fees
- Operates on TSYS or First Data processing networks
- Accepts all major card brands including chip and contactless
- Free cost comparison against your current provider
Free Cost Analysis — Before You Sign Anything
Send us your most recent processing statement and we'll show you exactly what you would have paid under an interchange-plus structure with PSI. No commitment required.
Request a Free QuoteReady to See Your Custom Rate?
Contact us today for a no-obligation cost analysis tailored to your business.